what is the concept and idea behind the currency accounts you create in the app? I am new to this. Is it that if you travel somewhere, you shoud create account for that currency and put funds in it so that when you use your card it would pull funds from it?
somewhere I read using the card automatically converts to local currency but is the creation of this local currency accounts in app the basis and pre-requisite for this to happen?
or would that auto conversion happen without me creating account for that currency?