Card in application


#1

After many questions I finally verified my account and ordered my first premium card. I have a question: now, a card appears in my Revolut application. Can I use the details on that as a virtual card till the physical one arrives ? Thanks!


#2

Yes, you can but I would not recommend it. For security reasons you should activate your card once it arrived to you not before. If you want a virtual card, just get it in the app.


#3

Thanks. I still do not understand something. Is this card tied to all my accounts (in all currencies) that I have on revolut? Am I not able to top it gradually (like I just top up 200 EURO to the card if I only want to withdraw that amount and other bigger accounts on Revolut which are not tied to the card).


#4

Yes, this card is tied to all your Revolut accounts. According to FAQ :
The card selects which balance to use in the following order:

*The local currency of the merchant/ATM e.g. if you are in Spain, it will deduct funds from your Euro balance.

*Your base currency - i.e. if you used a UK address to sign-up, your base currency will be GBP.

*Your largest balance.


#5

Oh. That’s not quite nice and risky. Will only put small amounts in Revolut then and freeze my card at all times when not using it. Thanks a lot and have a great weekend!


#6

If the ATM (or card terminal) asks whether you would like to complete the transaction ‘with conversion’ or ‘without conversion’, you should ALWAYS choose ‘without conversion’.


#7

Thanks for the tip :slight_smile: Seen on an youtube video. But what is the point to have multiple cards (like a physical and a virtual one, if both of them are fueled by the same accounts). I would have made a virtual one in which I would have kept less money just because of the risks with online payments but as I understand those cards use the full balance that you have on Revolut. It would be nice to somehow be able to lock a part of your money from the application or assign them to different cards.


#8

You can set spending limits on virtual cards. Virtual cards are good for online use as you can just remove it and instantly get a new one without looking you physical card.