Hi all.
Apologies for the delay in getting back to you, but we had a few things to sort out before we provide an update here. 
Banking licence: We should have it granted any time this year!
Compliance: We’re working on implementing new developments which will reduce the number of locked accounts and of course protect our users. You can read our blog about our compliance approach. https://blog.revolut.com/how-revolut-took-a-different-approach-to-compliance/
Maximum funds in an account: A more personalised approach is on its way. Which technically means the top up limit will be removed. 
Local top-up account for CHF: I know we have promised you, and no one wants to wait so long! 
Please, a little bit more patience, as we’re working on it. We won’t let you down this for sure!
Best,
Andreas K.