Auto-top up transaction speed

I currently use a debit card for auto-top ups. The top ups appear immediately in Revolut. Unfortunately, my bank doesn’t show the transaction until three or four days later, which makes my budgeting software hard to manage (because I can’t easily match the transfer over different days).

I know I could do a Faster Payments transfer from my bank to Revolut and would appear the same day, but this requires pushing money from my bank to Revolut and wouldn’t be whenever my balance gets low.

So I guess the question is: Are these my only two options:

  • Live with a three or four day difference in transaction dates between the two accounts
  • Go without auto-top ups.

I think you need to discuss this with the issuing bank of the card you use for top-ups. Their systems don’t show the transactions immediately. :wink:

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