Just noticed something that might convince Revolut to implement the rollover feature for the ATM withdrawal allowance.
In the UK (and possibly elsewhere) are available ATM machines that allow withdrawing in a foreign currency. For example there’s an ATM machine few hundreds meters from where I live in London that allows withdrawing Euros. Moreover, those machines allow the user to charge the card in British pounds (the local currency of the ATM machine) or in Euros; when choosing the latter option with a Revolut card I see a deduction from my Revolut account for exactly the amount of cash taken from the ATM, without any fees or surcharges. Fantastic.
Now I can withdraw Euros from my Revolut card even in the months when I do not travel to a Euro country. In other words, if I know I will use a certain amount of cash at my next trip, I could use my Revolut ATM withdrawal allowance in full every month and save the cash.
Now Revolut has a choice to make:
they keep everything as it is today, making it very complicated (but possible) to use my 2400 (200 x 12) allowance every year (even if I only travel to Euro countries very few times every year, even only once)
alternatively, they could do the sensible action for a business that tries to makes it easier for their customer (after all they want to be different from traditional banks) and allow users to use the annual 2400 (200 x 12) allowance every year even for people travelling to Euro countries very few times every year; the rollover idea for example would be equivalent to the manual workaround as per option 1.
they could also fix the issue by forbidding ATM withdrawals in foreign currencies when in the home country… I hope this won’t happen, that’s a behavior I’d expect from a traditional bank, not from someone that tries to be different.
I hope Revolut will chose option 1.