In the Netherlands, the de-facto standard for online payments and top-ups is iDEAL. Top-ups are real-time. This would probably help grow the customer base in the Netherlands.
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It definitely would! I am promoting Revolut with all my friends and collegues but they keep asking me why they have to wait a few days for the top-ups to appear when they wire funds to an IBAN-account. Using iDEAL would be … iDEAL!
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Actually, the issue is the same in the UK, when I transfer money between two UK bank accounts it’s instantaneous. Transfer to Revolut account can take hours which is frustrating.
(However it’s improving and faster than it used to be 6 months ago)
Just top up using your card and the money will show instantaneously! However, I agree Revolut should consider moving to Faster Payments for bank account transfers. BACS is no good for their service offering… Depends on the costs, though, as nearly everything we get from Revolut is for free so we can’t complain too much, can we ?
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In the Netherlands iDAEL payments are usually free. I’m not sure about what costs it would incur for Revolut but since it’s the only method that is usually free here it might not be much. Card top-up costs money.
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iDeal payments are free for the customer, but merchants have to pay a fee for each payment. The fees are much lower tough compared to creditcard payment fees which also include a percentage of the amount spent.
Jona you’re absolutely right that merchants need to pay a fee when accepting iDEAL. Not only a fee every transaction, but also a monthly fee. Since Revolut is free in as many ways as possible this would probably be a reason why they didn’t choose a topup like iDEAL… but… as a customer I am willing to pay for that fee if it allows instant topups to my creditcard.
iDEAL doesn’t only work in The Netherlands however. It’s also used in Germany and Belgium and more and more international company’s are accepting iDEAL as means to topup. Think of Blizzard, Online Casino’s, Ebay etc. etc.
I’m a proud owner of a Revolut card, but haven’t topped up yet due to the fact I need to wait for 5 days or own a regular creditcard. The main reason for me taking a Revolut card was that if I want to buy something online or abroad that I could top it up and use my Revolut card. However the 5 days waiting time is making the card obsolete for my use. Providing a means of instant top-up (where I am willing to pay a fee for) would negate this.
So yes! Please use iDEAL as a means to top up. As the TS stated it would really enhance your customerbase in the lower lands and as most webshops in The Netherlands already do: add a fee (1e or something) for every transaction.
More information about iDEAL @ https://www.ideal.nl/en/
Yes we like Ideal transfer very much, Neteller has it only not free…1% fee. What Neteller does than can do Revolut better, much better.
However this is an old topic, I think its better to reply here then to start a new one.
But why will 
not start supporting Trustly/Sofort for top up? Both are accepted in most European countries by the banks, and could make it possible to top up direct from your bank instead of Creditcard/Debitcard.
It would be great to see at .
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Is there any news about the possibility of Revolut working with iDEAL? I’ve just moved to the Netherlands and I love Revolut but this really limits the service so I’ll probably have to get bunq or something.
Hi. Even not being able to use ideal directly here is my workaround.
Top up transferwise via iDeal, then add transferwise virtual card in apple wallet, then top up Revolut using Apple Pay.
It is commission free and really instant. I hope it helps
See Pepls post to see how people need to use workarounds. Netherlands is a quite influential country, don’t underestimate it:
https://www.usnews.com/news/best-countries/netherlands
I’ve personally pitched this already to Vlad Yatsenko at a berlin Meetup, maybe it helped 
Upvote on iDeal. It’s so uncomfortable not having the iDeal top-up option that I won’t commit to seriously using Revolut until iDeal is supported.
The only little problem is that iDeal is only use in Holland…
I understand that YOU don’t need iDeal. However without it my only other option is wire transfer. A lot of people in NL don’t have regular debit cards or credit cards but only a special kind of debit card which does not have a card number therefore not usable for online payment. That’s the reason I was thinking about using Revolut.
I hope Revolut can do the math whether it worths to support a payment provider on a 16 million strong market in Europe.
Revolut now supports (incoming) SEPA instant transfers, that might help some Dutch customers already.
Honestly, I believe chances are low that they’re going to offer iDeal soon. They’re just not focused on national peculiarities in general.
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Today I wanted to check my IBAN in the app and I was massively surprised to see an iDeal top-up button. I tried it and it works. Great!!
That is great news! Is it free or is there a fee?
Just checked the app, we can add money via iDeal!
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But they did!
Now we can add money via iDeal!