3d secure and card validation


I need to provide 3d secure code every time I topup my account from debit card.
Even after I validated my card by entering last 4 digits from my bank statement nothing changed.
What is the point of card validation? Only difference I see - “don’t forget to validate this card” link disappeared.


Verifying your top up card lets us know that the debit card used to add money to your Revolut account is your own.

For security reasons you have to go though 3D secure, after a few days the app will relax the securities.


Any reason for users to go thorough validation procedure if nothing changes for user?


As I said, it lets us know that the cars is yours…


So, this procedure makes no sense for user, because nothing changes eventually