2 physical cards on one joint account


#1

Hi,
me and my wife would like to have a separate account with 2 cards.
Is that possible?


#2

Not yet. They are working on a joint account. No definite ETA, though.


#3

No official joint account but you can have up to two working physical cards at the same time, this is even accepted by Revolut

Source : https://blog.revolut.com/introducing-spare-revolut-cards/


#4

I would be careful, though. Merchants can deny to accept a card if the name does not match the cardholder. And Revolut’s T&Cs do not officially allow to share the PIN of a card. This might not be a problem in real life, but it might be a problem in cases of fraud.


#5

Revolut is OK with this, they even encourage it :slight_smile:

.or give one to a relative!

Alternatively, you could give your spare Revolut card to a relative; you would effectively have a joint account. You could top-up an equal amount into the account and it the cards to split the cost of your living or holiday expenses.


#6

Please check the terms and conditions. It is stated there that one should not disclose the PIN of a card, i believe: cardholder terms, liability.

Like I said, I don’t expect it to be a problem in real life. But in case of fraud, if the payment network can proof that sensitive informations like a card PIN were disclosed to a third person, it might be difficult to get the money back.